Jersey First eSavings
Get online value from a bank right here in New Jersey
It's a win-win for all! By saving with Amboy Direct, your money stays in New Jersey and is used to help local people, businesses, and municipalities, which fuels our economy and helps keep jobs in New Jersey.
- Grow your money with a great rate starting at just $1
- Enjoy easy transfers with your current bank
- Your money is FDIC insured
- Exclusive to New Jersey residents
See How Our Rates Compare to the Other Banks
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Online Value from a New Jersey Bank
Earn more
Our online rates consistently beat the traditional banks
Keep your dollars in NJ
Your money supports our local New Jersey economy
Talk to a local person
Talk to real, friendly experts located right here in NJ
Local FDIC-insured bank
Backed by Amboy Bank with 135+ years of great savings and service
Open Your Account in One Easy Session
Open Your Jersey First eSavings in Just Minutes
Opening your Jersey First eSavings account is quick, secure, and hassle-free. With just a few basic details, you can complete the process in one sitting.
Begin our secure (and fast) account opening process
Confirm the micro-deposits Amboy put in your external account
Transfer your money from an existing account and start banking!
FAQs
Yes. However, check out some of our other products that are available to those in other states.
We can pay more because Amboy Direct clients do not use branches. This helps reduce our costs, which means we can pay you higher rates and bring you added value.
Our account opening process and Digital Banking platform employ state of the art security practices, so you can rest assured that your information is safe.
Amboy Direct relationships are FDIC-insured up to $250,000 per depositor.
Opening an account online is easy and takes less than ten minutes. You need to be at least 18 years old and a citizen or Resident Alien of the United States (some accounts also require New Jersey residency). Please have your Social Security Number, a photo ID, and your external funding information handy.
Amboy Direct is the online division of Amboy Bank, a New Jersey institution that has been around for more than 135 years. We’ve also been voted “Best Bank” for more than 25 consecutive years!
Listen to the Experts
Voted Best Bank 28 years in a row
Terms & Disclosures*$1.00 minimum to open. Balances of $1-$100,000 earn 3.61% Annual Percentage Yield (APY) and $100,001-$250,000 earns from 3.61% APY to 1.95% APY. Competitor information based on $2,500 balance is from S&P Capital IQ survey on 11/3/2025. APYs may change daily. Fees may reduce earnings. One offer per new NJ Amboy Direct household. Offer may be modified without notice. Not available at Amboy branches.