Money Market Max More


Earn More on Higher Balances


More Earnings. Get the best rate on your money with balances of $30,000 and above. Only $100 to open. Just move your low-rate money to this higher-yielding account!

More Security. Max More is an FDIC-insured savings account. Confidently transact with our state-of-the-art Digital Banking.

More Efficient. Convenient online access to move money between your current checking account and your Max More account. With Money Market Max More, you take maximum advantage of your balances without changing your current banking relationships.

  • Earn everyday high rates
  • Your money is FDIC insured
  • Easy transfers with current bank
  • Exclusive to NJ residents

See How Our Rates Compare to the Other Banks


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Online Value from a New Jersey Bank

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Earn more

Our online rates consistently beat the traditional banks

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Keep your dollars in NJ

Your money supports our local New Jersey economy

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Talk to a local person

Talk to real, friendly experts located right here in NJ

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Local FDIC-insured bank

Backed by Amboy Bank with 135+ years of great savings and service

Open Your Account in One Easy Session



Open Your Money Market Max More in Just Minutes


Opening your Money Market Max More account is quick, secure, and hassle-free. With just a few basic details, you can complete the process in one sitting.

Click Open Now
Click Open Now

Begin our secure (and fast) account opening process

Verify Your Account
Verify Your Account

Confirm the micro-deposits Amboy put in your external account

Fund the Account
Fund the Account

Transfer your money from an existing account and start banking!

FAQs

Yes. However, check out some of our other products that are available to those in other states.

We can pay more because Amboy Direct clients do not use branches. This helps reduce our costs, which means we can pay you higher rates and bring you added value.

Our account opening process and Digital Banking platform employ state of the art security practices, so you can rest assured that your information is safe.

Amboy Direct relationships are FDIC-insured up to $250,000 per depositor.

Opening an account online is easy and takes less than ten minutes. You need to be at least 18 years old and a citizen or Resident Alien of the United States (some accounts also require New Jersey residency). Please have your Social Security Number, a photo ID, and your external funding information handy.

Amboy Direct is the online division of Amboy Bank, a New Jersey institution that has been around for more than 135 years. We’ve also been voted “Best Bank” for more than 25 consecutive years!

Listen to the Experts


A+ Health Rating
A+ Health Rating


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Best Bank 2025
Best Bank 2025


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Voted Best Bank 28 years in a row

5-Star Rating
5-Star Rating



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Best Online Bank Finalist
Best Online Bank Finalist



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Terms & Disclosures*$100 minimum to open. Balances from $30,000 - $250,000 earn 3.61% Annual Percentage Yield (APY); $5,000 - $29,999.99 earns 0.30% APY; under $5,000 earns no interest. Competitor information based on $50,000 is from S&P Capital IQ survey on 11/3/2025. $250,000 maximum. APYs may change daily. Fees may reduce earnings. Offer may be modified without notice. One offer per new NJ Amboy Direct household. Not available at Amboy branches.